United Community Bank

United Community Bank

United Community Bank offers a mortgage lending program for medical doctors and dentists who are purchasing or refinancing a residence. Todd Coleman, a 20-year lending veteran, leads this specialty program in the Midlands market and offers his expertise in mortgage lending while also providing the award-winning customer service for which United is known. This high level of expertise and personal service combine for an exceptional experience.

PHYSICIAN MORTGAGE PROGRAM LOAN FEATURES

  • Available for purchase and refinance
  • No private mortgage insurance (PMI) required
  • Closing costs may be paid from gift or by seller, up to 3% of the sales price
  • Available for licensed medical physicians, residents, researchers, interns, and fellows; including medical doctors, doctors of osteopathy, dental surgeons, orthodontists, and general dentists
  • Employment contract income may be used for closing up to 60 days prior to employment start date
  • Student loans are not counted during the first two years of residency
  • Competitive pricing
  • Adjustable Rate Mortgages


FOR LICENSED DOCTORS WHO HAVE COMPLETED THEIR RESIDENCY OR FELLOWSHIP WITHIN THE LAST 15 YEARS*

  • 100% financing for loan amounts up to $650,000
  • 95% financing for loan amounts up to $800,000
  • 90% financing for loan amounts up to $1,000,000

ABOUT TODD COLEMAN
Todd joined United in 2015 after nine years with SunTrust Mortgage, where he was a doctor loan specialist and Certified Construction Loan Officer. Todd regularly lectures medical school students, residents, and realtors about the unique financial considerations for those in the healthcare community. Todd has spent his entire career in the Midlands of South Carolina with dedicated service to borrowers throughout the Southeastern United States. Todd serves the United Community footprint which includes SC, NC, Ga, TN, AL, and FL.**

Call Todd today to learn more about United’s Physician Loan Program.
TODD COLEMAN, MORTGAGE LOAN ORIGINATOR NMLS #659163
1523 Huger Street, Columbia, SC 29201
O 803-461-3825 | M 803-600-7438 | F 803-461-3826
todd_coleman@ucbi.com

CLICK HERE TO DOWNLOAD THE PRODUCT OVERVIEW. 

© 2015 United Community Bank | United Community Bank NMLS# 421841 | United Community Mortgage Services is the mortgage lending division of United Community Bank. We are an approved seller/servicer for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Mortgage Corporation(Freddie Mac). Normal credit criteria apply. *Minimum FICO scores apply. **Limited exceptions are possible depending on circumstances and locations.